personal-finance

Give Money to Adult Kids Now, Not Later, Advisers Say

Financial planners increasingly advocate transferring wealth to adult children and grandchildren during your lifetime rather than through inheritance.

personal-finance

Divorce, Education Funds, and Broken Promises: Know Your Rights

A mother asks whether her ex-husband is legally bound to use $20,000 per child held in trust for their daughters' educat…

personal-finance

Should Retirees in Their 70s Pay Off a 2.5% Mortgage or Save?

A couple in their 70s weighs paying off a low-rate mortgage against keeping cash in a high-yield savings account for fut…

personal-finance

Financial Mistakes in Your 30s and 40s That Hurt Retirement

Key financial decisions made in your 30s and 40s — home buying, college costs, career moves — can significantly shape re…

personal-finance

Stepmother Offers Childhood Home at $850K: Fair Deal or Family Tension?

A reader questions whether an $850,000 asking price for a childhood home purchased for $250,000 in the 1990s is fair or …

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